Wealth Planning

We’re here every step of the way, advising you on your most important financial questions, so you can sleep well at night.

What’s on your mind?

What keeps you
awake at night?

What Is Wealth Planning?

We spend time getting to know you — learning about who and what is most important in your life. Together, we design a path to achieve your goals, one that we continually monitor over time and adjust in anticipation of and in response to life and market changes.

Plan

  • We create a custom wealth road map, including cash flow analysis, tax strategy, and retirement planning.
  • We review and organize your financial household.
  • We clarify your legacy, planning for future generations and philanthropic strategy.

Protect

  • We prepare for life’s variables and changing market environments.
  • We look beyond your investments, coordinating your legal, insurance, and tax matters.
  • We educate each generation, safeguarding your legacy.

Invest

  • We develop independent research insights, avoiding market groupthink.
  • We build your portfolio security-by-security to minimize risk and maximize tax-efficiency.
  • We tailor your portfolio to balance your unique financial goals and needs with dynamic markets.

Our Holistic Wealth Planning Toolkit

Cash Flow Analysis

Goals-based planning to help ensure you’re prepared for key life events.
  • Income, spending, debt, and savings
  • Retirement planning, Social Security strategy, education funding
  • Cash infusions (inheritance, IPO, sale of a business) 
  • Executive compensation, stock options 

Tax Strategy & Efficiency

Optimize your wealth by minimizing tax exposure.
  • Cash flow, portfolio management, and asset allocation tactics 
  • Gifting and charitable giving

Family Matters

Achieve financial clarity and sustainability across generations.
  • Defining family values and building your legacy
  • Financial education for each generation 
  • Marriage, divorce, and family changes 
  • Philanthropic intent and impact

Wills, Trusts, & Estates

Solidifying your intentions and establishing roles to provide peace of mind.
  • Ownership of assets
  • Beneficiary designations 
  • Defining roles and responsibilities

Business Owner Consulting

Integrating your financial life with your business.
  • Benefits analysis
  • Retirement structure 
  • Succession planning

Coordination with Other Advisors

Providing a synchronized approach.
  • Estate planning, taxes, insurance 
  • Specialty areas (real estate, business sale, Medicare, elder care)

Our Latest Thinking

  • Message from the CEO

    The holidays have come early at Clifford Swan, as we’ve received the gift of new team members. Given our people are a key component of what makes Clifford Swan strong, we are excited to share a few team updates. Early in 2024, we identified a need to expand our operations team to free up capacity for high-impact technology projects and deliver the best possible operational support to our client-facing teams. We’ve fulfilled this need through the promotion of Diane Riveros and the addition of Jesse Cortes as Operations Specialists.

  • Summer Internship Program Successfully Completes 9th Year

    Rising junior Dhruv Saraf and rising senior Luke Garlick participated in the firm’s ninth summer internship program. Through their six weeks with Clifford Swan, they touched every aspect of the business including fundamental securities research and trading, portfolio management software, inheritance planning, client service, operations, marketing, compliance, and IT.   Dhruv majors in Economics and […]

    Clifford Swan

  • Clifford Swan Supports the Pasadena Festival of Women Authors

    Clifford Swan is proud to have supported the Pasadena Festival of Women Authors as its lead sponsor. The Festival was held on Saturday, March 9 at the Sheraton Grand Hotel in Los Angeles. The volunteer-run Pasadena Literary Alliance hosts the annual event. The Festival celebrates the accomplishments of authors while raising funds for literary programs […]

    Clifford Swan

  • David Lin Named Chief Investment Officer

    We are very pleased to announce that David Lin has been named Chief Investment Officer. In this role, he oversees the firm’s equities, fixed income, and alternatives teams and sets the overall investment strategy using a long-term fundamentals-based approach. David joined the firm in 2018 as an investment counselor. Of David, CEO Peter Boyle shared, “Over […]

    Clifford Swan

Next Up

Your Portfolio, Designed for Peace of Mind

See how our investment strategies can help achieve your goals.

Explore portfolio management